Saturday, January 18, 2020

Ive of Collaborative Goal Setting

Unit 7 Handout 1: Worksheet Assignment Name: BMA 152 Bookkeeping Fundamentals I Worksheet Assignment Directions: Please complete the following problem: 1. Company A has the following unadjusted trial balance. Write out the following three adjusting journal entries and complete the Company A Worksheet below. Fill out the appropriate account name and transaction description for each chart. For the Debit and Credit columns, determine which data entry is to be Debit or Credit and fill out appropriately. Complete this assignment by the end of Unit Nine, 11:55 p. m. PST. a.Company A counts its supplies at the end of the month and finds that it only has $250 worth of supplies remaining on October 31, 2010. Date Account name & Transaction description Debit Credit b. Company A receives a payment from Customer XYZ on October 31, 2010 for $2,000 for Customer XYZ’s outstanding receivable. Date Account name & Transaction description Debit Credit c. Company A received an invoice from the el ectric company covering the month of October for $85 and an invoice related to shipping for $200, but Company A did not pay these invoices by October 31, 2010. DateAccount name & Transaction description Debit Credit Unit 7 Handout 1: Worksheet Assignment Company A Worksheet For Month Ended October 31, 2010 Unadjusted  Trial Balance Debit Cash Adjustments Credit Debit Adjusted  Trial  Balance Credit Debit Credit Income  Statement Debit Credit Balance  Sheet Debit Credit 2,800. 00 350. 00 4,310. 00 Accounts Payable 600. 00 Accrued Liabilities Product  Sales 5,500. 00 Supplies Accounts Receivable Utilities  Expense Supplies Expense Shipping Expense 40. 00 Equity (Capital) 1,400. 00 7,500. 00 7,500. 00 Net  Income Total Instructor’s  Feedback:

Friday, January 10, 2020

BUS 237 †Assignment 1: MIS Article Critique Essay

BUS 237 – Assignment 1: MIS Article Critique Due Date/Time: Check Canvas Assignments for the due date/time for your section! Objective and Background: Many of the concepts you will be learning throughout this course are best understood as well as more interesting if you are aware of current and emerging MIS-related news in academic journals, newspapers, and magazines. This assignment will allow you to share an article of your choice from a reputable source and critique it. Key concepts include: New and current technology; management information systems; innovation; writing business critiques; analyzing media news; and business communication skills. Directions: Find a recent article (within 6 weeks of this assignment’s deadline) from either: ï‚ · The Economist Harvard Business Review Bloomberg Business Week Wired The Globe and Mail The Financial Times New York Times Your choice of article may be generally based on a technological innovation or application of technology (successful or otherwise), or more specifically related to one of the topics we have discussed or will discuss in class (see  course outline). You must ensure that you reference your article correctly using APA referencing style, as well as to reference any other sources you use. You should provide an electronic copy of your chosen article (PDF format required) with your submission. You are required to prepare a maximum two-page summary report of this article in Microsoft Word, including a critique and/or appraisal of the article’s content; and clearly point out how it relates to at least one of the concepts from BUS 237 lectures or textbook chapters. A note about your report: You should dedicate no more than one page to summarize the article with the rest reserved for critiquing the article. You will be critiquing the content of the article. Do not critique the writing style or grammar used in the article. Focus your critique on the opinions and facts presented in the article. You should present your opinions supported by external sources such as academic publications or news stories with your critique. Examples of such critique include agreeing/disagreeing with the major takeaways of the article or extending the main points of the article with external research or personal observations. It is acceptable to write the critique using the first-person view. Review carefully and edit your write-up for grammatical and spelling mistakes missed by MS Word’s auto-correct feature. Page 1 of 3 BUS 237 – Assignment 1: MIS Article Critique Submission Instructions: This assignment is to be submitted online, using the Canvas Assignments tool. Attach your completed assignment and required supporting file(s). You will submit a 3 page document including a cover page + 2 page report in MS Word. The document should be written in a business/professional format, well organized and easy to read. Deductions will apply for poor formatting, spelling/grammatical mistakes, and poor organization of ideas. Specifically, you are expected to use MS Word styles, citation/reference manager, and cover page features. Refer to Lab Unit 2 notes for detail. Format Requirements: Please use the following fonts only: Arial, Times New Roman, Tahoma or Calibri. Do NOT use font size smaller than 11 pts. All page margins should be at least 2.5 cm (i.e., 1 inch or 72 pts). Double-space paragraph formatting is required. Only MS Word file format is accepted for the report – all other formats (e.g., PDF or MS Works) will NOT be accepted. This is very important to avoid display inconsistencies leading to unnecessary grading penalties. The cover page (this page does not count toward your report page limit) should clearly display the following information: your name, student number, TA’s name, and course/tutorial section number. Submit via Canvas Assignments tool the following two files: 1) MS Word Report consisting of your cover page + 2 pages of report content (3 pages in total) 2) PDF Copy of Article you selected for this assignment (your assignment cannot be graded without article!) Marking Criteria: Assignments are core components of BUS 237. See the assignment grading key on the last page for the evaluation criteria used to grade this assignment. Plagiarism: Students are expected to work independently on this assignment; therefore, a maximum grade of zero (0) will be given to students whose submissions suggest that they collaborated with others on their assignments. This applies to the original author of the work, as well as to those whose submissions resemble it! Late submissions will be penalized at the rate of -10 for 1 day, -50 for 2 days, -90 for 3 days! Missing assignments will result in an N (not complete) grade for this course!!! This automatically becomes a Failed (F) at the end of the semester, if the requirements (i.e., submitting the assignment) are not satisfied. Contact your TA immediately if you are having any problems with the Canvas submission process! Page 2 of 3 BUS 237 – Assignment 1: Grading Key Exceeds Expectations (20) Article directly related to ideas in  course, and from reputable  source Meets Expectations (15) Article indirectly related to ideas  in course, and from reputable  source Approaches Expectations  (10) Article indirectly related to  ideas in course, and not from  reputable source Fails Expectations (5) Article does not relate to ideas in  course, and/or is not from  reputable source Structure Organization appropriate,  appropriate length, good  presentation Organization ok, reasonable  length, reasonable presentation Several problems with  organization, length, or  presentation Inappropriate organization,  length or presentation Content  & Tone Presents critique and appraisal of  key ideas; Appropriate tone  established and maintained  throughout report in a business  professional style Some problems with  presentation of critique and  appraisal of key ideas; Appropriate tone established but  not maintained consistently Poor effort to critique and  appraise key ideas; Appropriate tone neither  established nor maintained  consistently No effort to critique and appraise  key ideas; Inappropriate tone  used

Thursday, January 2, 2020

History of Calculus Essay - 1186 Words

History of Calculus The history of calculus falls into several distinct time periods, most notably the ancient, medieval, and modern periods. The ancient period introduced some of the ideas of integral calculus, but does not seem to have developed these ideas in a rigorous or systematic way. Calculating volumes and areas, the basic function of integral calculus, can be traced back to the Egyptian Moscow papyrus (c. 1800 BC), in which an Egyptian successfully calculated the volume of a pyramidal frustum.[1][2] From the school of Greek mathematics, Eudoxus (c. 408#8722;355 BC) used the method of exhaustion, which prefigures the concept of the limit, to calculate areas and volumes while Archimedes (c. 287#8722;212 BC) developed this idea†¦show more content†¦In Europe, the second half of the 17th century was a time of major innovation. Calculus provided a new opportunity in mathematical physics to solve long-standing problems. Several mathematicians contributed to these breakthroughs, notably John Wallis and Isaac Barrow. James Gregory proved a special case of the second fundamental theorem of calculus in AD 1668. Gottfried Wilhelm Leibniz was originally accused of plagiarism of Sir Isaac Newtons unpublished works, but is now regarded as an independent inventor and contributor towards calculus. Gottfried Wilhelm Leibniz was originally accused of plagiarism of Sir Isaac Newtons unpublished works, but is now regarded as an independent inventor and contributor towards calculus. Leibniz and Newton pulled these ideas together into a coherent whole and they are usually credited with the independent and nearly simultaneous invention of calculus. Newton was the first to apply calculus to general physics and Leibniz developed much of the notation used in calculus today; he often spent days determining appropriate symbols for concepts. The basic insight that both Newton and Leibniz had was the fundamental theorem of calculus. When Newton and Leibniz first published their results, there was greatShow MoreRelatedCalculus As A Part Of Modern Mathematics Education1708 Words   |  7 PagesCalculus (from Latin calculus, literally small pebble used for counting)[1] is the mathematical study of change, in the same way that geometry is the study of shape and algebra is the study of operations and their application to solving equations. It has two major branches, differential calculus (concerning rates of change and slopes of curves),[2] and integral calculus (concerning accumulation of quantities and the areas under and between curves);[3] these two branches are related to each otherRead MoreDifferences Between Facts And Theories Of Math And History Essay1074 Words   |  5 PagesDifferences in the Relationship between Facts and Theories: Math and History Theories have been defines as integrated set of concepts formed into propositions that explain different phenomena or events (Schneider 2), while facts as thing that is undisputed as the case or corresponds to the truth (Mellor 110). Both facts and theories are used to generate knowledge that can be applied in verse situations. However, the relationship between facts and theories differs between different areas of knowledgeRead MoreThe Life and Times of Sir Isaac Newton Essay1609 Words   |  7 Pagesthat Newton took an interest in math and science. Then, in 1665, Newton was forced to go home because of an epidemic outbreak. During his time away from school, Newton started studying optics, math, and gravity. In addition, he started to create Calculus. Newton was allowed to return to Cambridge in 1667, and in 1669, he became a math professor. In between his return and appointment as a professor, he invented the reflecting telescope. This invention brought him into the limelight and in 1672Read MoreMathematics Is That Of Pi ( ÃŽ   )1728 Words   |  7 PagesSometime around the year 1425, a new approach for determining the value of Ï€ was developed by an Indian mathematician, Madhava of Sangamagrama, a technique using infinite series which allowed him to find Ï€ to 11 decimal places. With the discovery of Calculus by Sir Issac Newton and work from European mathematicians, such as James Gregory and Gottfried Wilhelm Leibniz led to the development of many infinite series for approximating Ï€. With the use of infinite products, mathematicians were able to findRead MoreAnalyble Themes In The Calculus Diaries By Jennifer Ouellette978 Words   |  4 PagesThe author of The Calculus Diaries, Jennifer Ouellette, conveys a story to the reader that calculus isn’t as evil as everyone makes it seem, and to show its uses in everyday life. This happens expertly by using relatable topics such as gambling in Vegas, how to lose weight, and how to survive t he zombie apocalypse. Ouellette makes it a key point that anyone can understand and apply calculus, even those who dread even hearing the term. In addition, since every chapter has a new topic the charactersRead MoreThe Contributions of Isaac Newton Essay1120 Words   |  5 PagesIt was a period in which there was an epidemic of a genius virus in Europe for scientists, explorers, inventors of many things including mathematics. Among them was Isaac Newton (1642-1727) who co-invented calculus, discovered the Binomial Theorem, and formulated a theory of universal gravitation (Smith). Newton has been regarded for almost 300 years as the founding exemplar of modern physical science, his achievements in experimental investigation being as innovative as these in mathematical researchRead MoreThe Discovery Of Calculus : Newton And Gottfried Von Leibniz Essay1465 Words   |  6 PagesThroughout history, there have been numerous mathematical discoveries, but perhaps none of these were met w ith the controversy of the discovery of Calculus. In the 1600s, two men, Isaac Newton and Gottfried von Leibniz both began the study of differential and integral Calculus. During the 17th century, plagiarism was an extremely serious offense and second inventors were often put in the position to defend their right to the topic and against suspicion. Newton and Leibniz spent many years with theirRead MoreEssay on Leibniz: The Father of Modern Calculus1208 Words   |  5 Pagesfigure in the history of philosophy and mathematics. Although his work was not fully appreciated during his day, he did much to advance the quot;thinkingquot; on a variety of subjects. His fame was scarred by the infamous controversy with Isaac Newton on the subject of the discoverer of calculus. Leibnizs work encompassed a wide scope, ranging from philosopy to politics to mechanics and mathematics, but his most noteworthy accomplishment was the discovery of differential calculus and its highlyRead MoreThe En dless Contributions of Isaac Newton Essay1442 Words   |  6 Pageshis life on—building bridges of knowledge. Throughout his life he was devoted to expanding his and others knowledge past previously known realms. Often regarded of the father of calculus, Newton contributed many notable ideas and functions to the world through his creation of calculus and the various divisions of calculus. Namely, Newton built upon the works of great mathematicians before him through their use of geometry, arithmetic and algebra to create a much more complex field that could explainRead MoreThe Contributions of Isaac Newton to The Scientific Revolution1064 Words   |  5 Pagesin the field of science and mathematics, he discovered Gravity, developed the three basic laws of motion, and co-development of Calculus. Isaac Newton did several thing that positively affected the scientific community during the Scientific Revolution and still affect society today, he recognized the three laws of mot ion, discovered gravity, and co-developed calculus. The scientific revolution was a time of inquisition, discovery, and new ideas. The scientific revolution started at the end of

Tuesday, December 24, 2019

The Extent of Fidel Castros Achievement of His Aims...

To what extent was Fidel Castro able to achieve his aims between 1959 and 1979, and what prevented him from achieving more? During Fulgencio Batista’s reign in Cuba, Fidel Castro had insistently professed his dissatisfaction with the government, and when he finally took over in 1959, he effected a government that formed the basis from which the criticism of many historians today derives. To a minimal extent, Fidel Castro was able to achieve his aims between 1959 and 1979. Revealed in the 26th of July Movement’s doctrine, Castro’s goals called for Cuba to become fully independent and purely democratic while having a just society. Castro’s goals were hindered not only by the dependence on the U.S., but also on the Soviet Union after†¦show more content†¦During these early 1960 years, Cuba quickly lost nearly all economic dependence on the U.S., but any progress toward self-sufficiency was undermined by the developing relationship with the Soviet Uni on. Unlike the U.S., the Soviet Union was not hostile to the idea of an independent Cuba and was willing to defend Cuban interest. In reality, Castro might have professed his devotion to socialism in his Marxist-Leninist speech only for the benefit of siding with the world’s socialist superpowers for military and economic support. Castro’s favoring paid off because the Soviet Union placed nuclear missiles in Cuba in 1962; however, this caused U.S.-Soviet tensions to peak when the U.S. made the threat of invading Cuba. Castro also attempted to establish Cuba’s independence by making the change to a Communist state, which began distinguished officially in 1965. Although the changes were small in the early 1960s, it was not until 1976 that Cuba created a new constitution. Another aspect proving Cuban independence was the buildup of a strong military force from foreign intervention and internal opposition. Castro suspected the U.S. of military action because of thei r discontent with his socialist policies. Nearing the end of the first decade of his reign, Castro revealed that Cuba did not meet the 10 million ton harvest, but welcomed the shame and criticism that the failure would bring about. Throughout the years of Castro’s reign, he strived to assert Cuba as anShow MoreRelatedPaper Exam 2 History Ib9416 Words   |  38 Pagesexaggerated.† With reference to two civil wars, each chosen from a different region, to what extent do you agree with this statement? A structured thematic answer is probably the best approach – dealing firstly with the nature/extent of intervention by specific participants and then dealing with other factors which might be considered relevant in explaining victory. â€Å"Outside intervention† – its nature and extent in two different civil wars need to be clearly identified. The motives for intervention areRead MoreDeveloping Management Skills404131 Words   |  1617 PagesArticulating a Vision of Abundance 553 Generating Commitment to the Vision 557 Institutionalizing the Positive Change 562 SKILL ANALYSIS 568 Cases Involving Leading Positive Change 568 Corporate Vision Statements 568 Lee Iacocca’s Transformation of Chrysler—1979–1984 SKILL PRACTICE 581 Exercises in Leading Positive Change 581 Reflected Best-Self Portrait 581 Positive Organizational Diagnosis Exercise 582 A Positive Change Agenda 583 SKILL APPLICATION 584 Activities for Leading Positive Change 584 SuggestedRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words   |  656 Pagestechnologies, state-sponsored programs to achieve autarky, a global epidemic of ethnic strife, uncontrolled urban growth, and the dissolution of extended family ties in many societies divided nations and communities and isolated individuals to an extent unparalleled in recorded human history. For teachers, in particular, the challenge of weaving together in meaningful ways the seemingly disparate strands of global history in the twentieth century has often led to its neglect. The fact that the

Monday, December 16, 2019

Top Upenn Supplement Essay Samples Choices

Top Upenn Supplement Essay Samples Choices Bridget's essay is extremely strong, but there continue to be a couple little things that could be made better. A physician may conduct a health examination to gauge whether or not a patient is healthy. Sit down, consider the story that you want to write. Make certain your essay follows a particular format, consisting of the correct partsA of essay. As a consequence, you prefer doing your essays by yourself. All essays will have a particular topic that's either one you choose or one which is provided for you. A decent descriptive essay comes out of a knowledgeable and imaginative mind. To purchase essay online, you merely will need to fill in the application form and you'll get excellent work on the desired topic. Thus, the usage of cell phones while driving is dangerous because it takes the attention away from driving increasing the odds of a car crash. All kinds of the aforementioned distractions increase the chance of an automobile crash. Build a connection by means of your writing. Choosing Upenn Supplement Essay Samples First thing you ought to bear in mind is that argumentative essay isn't only assigned in the plan of study, but could frequently be found in tests like TOEFL, IELTS, GMAT, ACT and lots of others. They mi ght be studying only to find decent examination outcome, as opposed to a rounded education. Writing is not only for those that are studying nor for your teachers. Also the assignments are worth a larger percentage in the last grade. There are lots of similarities between high School and college in addition to differences. This will provide you with an edge from your classmates. Minimum rates which are easy to afford You may have heard how your other peers pay for essay writing, but of course, as it's your very first time, you may be feeling anxious and a little worried. When you're in high school, it's definite that you're predicted to do a few write-ups and projects which require pen and paper. Lots of people hate any type of writing as they have zero notion of where to begin, or how should their paper look like. Some professors are incredibly cautious in regards to the way that your paper looks. It can be useful to let your paper rest for a little while prior to beginning editing, in case you have the moment. A descriptive essay conclusions should supply the reader with a mental picture of a specific matter. You only have to earn a range of the proper topic you would desire. You need to read the example answers to have ideas about what are good varieties of answers and what are bad varieties of answers. Look over your topic from various angles. Top Upenn Supplement Essay Samples Secrets Within the body section, you must give supporting arguments for every single point that you earn. It doesn't matter how his opinion is going to be under stood afterwards, since such written work doesn't claim to define the reality. The better part of the essay employs standard English and English grammar. Simply take a rest before finalizing it. So it is extremely essential for a kid. Status of a parent or family background of parents effect the maturation of a young child what's status of a young child in their house. In extreme situations, students may be quite so frustrated or disappointed in their results that they could think about ending their lives. Fully being a happy high school student wouldn't be possible without my loved ones. Facts, Fiction and Upenn Supplement Essay Samples Moreover, our English-speaking writers make sure every order has original content and an appropriate structure. It's very beneficial to take writing apart as a way to see just the way that it accomplishes its objectives. The relation between educational institutions and other institutions widens the range of knowledge. Our service is an excellent alternative for those who have to order an assignment urgently. How to Get Started with Upenn Supplement Essay Samples? They also need to cover a wide variety of subjects they will obviously not pursue in future. It is a good idea to purchase essays from experts who do their very best to make sure that the quality is all up to standard. Utilizing reliable sources for research is essential. The very first step in the procedure for writing an excellent essay doesn't involve much actual writing. One of my favourite things about writing is that there isn't any correct or wrong answer. You should grab their attention and the best method to do this is by writing in your voice. Unfortunately, it's also when folks experience their very first breakups and it's devastating. This immoral behavior is done with the aim of making different people seem bad.

Sunday, December 8, 2019

Australian Competition & Consumer Commission-

Question: Discuss about theAustralian Competition Consumer Commission for Common Law. Answer: Introduction Unconscionability is doctrine that is traditionally founded on common law contract law principles. It is defined by unreasonable terms in a contract that lead to one party having an unfair bargaining power over another party in the agreement. It takes away the essence of justice, fairness and equity in a contract. It is an innate quality of contract law that parties must an equal bargaining power when they are making an agreement. Ideally, a party will be regarded as a perpetrator of unconscionability if they take advantage of another party because of an inherent weakness in the other party. In Australia uncosionability is regarded as unconscionable conduct and it manifest it self in various forms such as unfair contract principle, misleading and deceptive conduct which are encapsulated in Australia consumer law and contract. Conversely, fraudulent misrepresentation, undue influence and duress are common law principles which can also be defined under the umbrella uncosionability. It is important to note that the major principle that must be evinced to prove uncosionability is inequality of bargaining power test which has been applied in many cases and quoted by reputable judges. The cardinal rule under uncosionability is that an agreement that is found to be unconscionable cannot be enforced and the courts set aside such agreement (Priestley, 1986). The rigidity and harshness of common law cannot be expressed in a better was as it was held in L'Estrange v F Graucob Ltd (1934) that a person is presumed to have read and understood all the terms in an agreement even though this may not be the case once the contract has been signed by both parties. The law that prohibits uncosionability therefore came in to mitigate the harshness of common law by offering protection to weak parties in a contract whose right have ben buried under the ground by the other party. The government body that is charged with the mandate to protect consumers form harsh practices of vendors in Australia, who take advantage of other parties, is the Australia the Australian Competition and Consumer Commission (ACCC). The legislations and principles that explain unconscionable conduct breathe life in Australia legal system so as to protect consumers and parties in a contract. The law also seeks to ensure that products and services that are offered by vendors meet the specification and the required standard of a party in the agreement. Despite the fact that much judicial ink has been spilt on uncosionability principle the leading case in the English common law is Lloyds Bank Ltd v Bundy (1974) where Lord Denning made the celebrated pronouncement on inequality of bargaining power. He stated that to prove that there was inequality of bargain of contract two elements must be shown to exist ,which include a considerable amount of pressure and that there was no reliance on independent advice. To lord denning, if the to elements were satisfied then the obvious reference would be that there was an unfair advantage and parties in the agreement were not equal form the onset. On the other hand in National Westminster Bank plc v Morgan (1985) lord Denning made a controversial ruling to the effect that manifest disadvantage was not vital element that would be applied to establish inequality of bargaining power in an agreement. To the contrary, at the House of Lords Lord Scarman disagreed with Lord Denning by stating that manif est disadvantage is in fact the cornerstone factor that has to be proved to establish inequality of bargaining power in a contract. Australia followed the foot steps of Lord Scarman and established rule that has not fallen off its pedestal since it was enunciated in the leading case of Commercial Bank of Australia Ltd v Amadio (1983). In this case the complainant was an Italian immigrant couple in Australia who went to seek services of a bank. The bank manger new that the Italian couple was not able to understand of or speak English but he took advantage of the fact and entered into an agreement with them and later the couple found themselves to be liable for the contract. The ruling of the court created the special disability test and it held that to prove the concept of uncosionability n an agreement it must be proved that one party had a special disability. The court defined special disability as a circumstance suffered by a party where he cannot make a pragmatic decision on their own because of a peculiar incapacity which the party was aware of but took advantage of the disability to make the agreement in his favor. The advanced the special disability test the court in Louth v Diprose (1992) ruled that even though there is a manifest special disability it must be proved before the court that the exploited that weakness. In broad strokes intoxication, especially when voluntary does not fall within the meaning of special disability. However, the court in Blomley v Ryan (1956) held that it may be held as a special disability if it very severe. From the two leading cases in English common law and Australian law a uniform test of inequality of bargain can be established. Ideally, the necessary elements underpinning unequal bargain include, manifest advantage, special disability, reliance on independent advice and exploitation (Goldring et al., 1998). In a similar vein undue pressure inflicted on another party in an agreement can also add within the bracket of the test. In Australia the section 20 of the Australia consumer law (2010) provides that in any trade of transaction one should not engage in unconscionable conduct. The reasoning behind the legislative prohibition of unconscionable conduct is to ensure that there is market fairness and the consumers are treated justly. It may be argued that Section 18 of the Australia Consumer law which prohibits misleading and deceptive conduct is an extension of meaning of unconscionable conduct. It can be stated that an advertisement that is misleading and is deceptive as was the case in Google Inc. v ACCC (2013) is a conduct that is an unfair disadvantage to the party being misled and thereby the conduct is also unconscionable. Under the Australian Law an unfair contract is an agreement which is on the face of it unjust and one which party enjoys an advantage that the other party. The legislation that outlaws unfair contracts is the Australian Securities and Investments Commission Act 2001 which defines an unfair contract as agreement that contains unreasonable terms that create an imbalance in the contractual rights and duties of parties in an agreement (section12BG ASIC Act). Another legislation that outlaws unfair contract is the Australia Consumer law that gives the court powers to decline to enforce an unfair contract (Australia Consumer Law section 24(1)). The Australian Securities and Investments Commission Act 2001 it extended the definition of unfair contract to financial loss that is caused to a small business by other big and complex forms of business. Unfair contracts occur when a party to an agreement includes implausible terms in an agreement that create an inequality of rights and obligation just like a right to terminate the agreement being left to the sole discretion of one party. The courts in Australia have divulged a timorous reluctance to execute unfair contracts that emanate from banking intuitions and other large corporate or business institutions. Chen-Wishart (2010) suggests that the reason that is that most people who engage in a business with the bank do not absolutely understand the technical characteristics of the services sought. The court therefore has assumed the responsibility of shielding consumers from the inequality of bargain that is blatant because the bank managers of staffs ordinary have more technical knowledge about their services that their clients. Chitty (2012) argues that a customer of a financial product from a bank is denied the chance to sufficiently comprehend all the information that relates to the bank charges before he appends his signature. However, the normative rule is that a party to an agreement is presumed to have read and understood all the terms of an agreement and is aware of all his contractual rights and obligatio ns before the signature is appended. The bank is presumed to be transparent and follows the principle of disclosure when it presents the agreement to the customer. Under Australian law the courts reasoning is consequential because it disregards the fact that there has been transparency bank because of the impact of the unfair contract and not its substantive nature. The banks and other institutions have embarked promoting not ordinary transparency between them and the client but they ensure that the customer understands all facets of the financial product they are seeking (Chen-Wishart, 2010). In response the reluctance demonstrated by the courts, banks and other institution have made more internal regulations to avert any obvious unfairness in their contracts. In this study the commentary that was interesting was dealing with unfair contracts and banks. The underlying argument in the commentary is that utmost good faith is immaterial when establishing the unfairness of contracts of banks (Chen-Wishart, 2010). It shocks ones legal conscience that utmost good faith is primary factor at the pre-contractual stage and after the contract is signed and parties have to perform their obligations. The leading authority that was used is Office of Fair Trading v Abbey National Plc. (2009) insisted that the important factor is the signature because once it has been appended the obvious inference that all know the terms of the agreement. This case did not insist on the significance of utmost good faith. Traditionally, the Financial and Consumer Rights Council Inc (FCRC) is known to be a financial counselor but their mandate is capacious and also includes fostering the rights of consumers in Australia. The FCRC is part of the advocates groups in Australia that directs and offers advices to consumers about legal services in legal actions of unfair contract. They also educate consumers about their rights and obligations under a contract and when faced with an unfair contract. An example of case of unconscionable conduct can be explained by the legal case of Louth v Diprose (1992) in which the vendor told the purchaser that if he does not buy their goods he will commit suicide and the purchaser was forced to agree to the transaction. The court made a ruling which declared the vendor to be liable of unconscionable conduct. Conclusion It is a plausible conclusion that Australia has enforced a strong legal mechanism that prohibits unfair contracts and uncosionability in any financial dealing or trade. However, the special disability rule in Australia remains to be benchmark principle with regard to protecting the rights of the consumers. A polite suggestion that can be withdrawn from this essay is that the idea of good faith and transparency should not be given absolute disregard. References Australian Competition Consumer Commission v Radio Rentals Limited - [2005] FCA 1133 Australian Consumer Law (ACL) Schedule 2 of the Competition and Consumer Act 2010 Australian Securities and Investments Commission Act 2001 (ASIC Act) Blomley v Ryan. (1956) 99 CLR 362 Chen-Wishart, M., 2010. Transparency and Fairness in Bank Charges. Law Quarterly Review Chitty, J., 2012. Chitty on contracts: General principles (Vol. 1). Sweet Maxwell. Commercial Bank of Australia Ltd v Amadio (1983) 151 CLR 447 Goldring, J., Maher, L., McKeough, J. and Pearson, G., 1998. Consumer protection law. Federation Press. Google Inc v ACCC. High Court of Australia [2013] HCA 1 L'Estrange v F Graucob [1934] 2 KB 294 Lloyds Bank Ltd v Bundy [1974] EWCA 8 Louth v Diprose (1992) HCA 61) National Westminster Bank plc v Morgan [1985] UKHL 2 Office of Fair Trading v Abbey National Plc [2009] UKSC 6

Sunday, December 1, 2019

The African Lion Essays - Lions, Leopard, Panthera, The Lion King

The African Lion The lion is known as king of the jungle because of its huge size and ferocious appearance, the most common type of lion is the African lion. The African lion has the genus species Panthera (panther, leopard) leo (lion). Panthera leo has the common name lion and comes from the felidae family. Panthera leo is in the mammali class and has the order carnivora(Bush Gardens, 1996). Lions live in sub-Saharan Africa in grasslands and semi-arid plains in prides which is a group of lions that live in the same area and share hunting duties(Bush Gardens,1996). Lions are the only truly social cat species, usually a pride consists of two males, seven females, and any amount of cubs. The lionesses are usually sisters or cousins that have all been together since birth. The average mature male stands four feet at the shoulder, weighs in around 450 pounds and is around eight and a half feet long plus his tail. The female on the other hand is considerably smaller and weighs in at a average of three hundred pounds. Lions usually have a light or dark brown plain spotless coat, white coated lions are sometimes found in southern Africa but they are not true albinos (African Savannah). The male lion reaches sexual maturity at the age of five years and the lioness- which is the female lion, reaches its sexual maturity at the age of four. Lionesses in a pride usually enter breeding season together and later give birth at the same time which allows the lionesses to share nursing and other maternal duties. The lioness is pregnant between 98 and 105 days until it gives birth to a average of 3 cubs, unfortunately only one of those cubs will survive the first year of life due to the harsh conditions in their habitats (Bush Gardens, 1996). At birth the cubs are blind and move very slow. The cubs weigh less than five pounds (Wild Animals) and are marked with spots which sometimes stay on their legs and belly until they are fully grown. (African Savannah). When the cubs reach five months of age, they weigh an average of fifty pounds but they still act playful like a kitten. In most cases, when the cub reaches nine months of age, their spots disappear. When the cubs come to the age of a year and a half, the mother teaches them to hunt (Comptons 1993, 1994). The male lions have a brown mane which grows darker and fuller as the lion ages (African Savannah) and at the age of three the mane slowly starts to show up. The average lion in the wild that lives past the age of one lives between 15 and 18 years and reaches its prime or time it is the strongest at the age of eight (African Savannah). Lions eat a variety of different prey and usually hunt at night(Comptons,1993, 1994-African Savannah). They prefer to eat wildebeast more than anything else, unfortunately they can only do so when migration brings the herds through the prides range. When the wildebeast herds are not migrating they eat buffalo, zebra, antelope, giraffe, and warthogs (African Savannah). When prey cant be caught, lions will steal food from other animals-usually from the hyenas. If absolutely no food can be found, lions will have to go to a last resort of eating snakes, termites, peanuts, fruits, and even rotten wood (Wild Animals). Although only one out of four hunting events is successful, dominant males always eat first, lionesses next, and the cubs are forced to fight for scraps and leftovers (Bush Gardens, 1996). Due to the fact the lion is inactive up to twenty-one hours a day and does all their hunting at night, they have to be able to see at night (Bush Gardens, 1996). The size of lions eyes are bigger than humans and lions only need one sixth of the amount of light humans need to be able to see (Garman, 1997). Lions also have many other special characteristics that help them hunt and survive, some are listed below. The adult lions roar can be herd up to five miles away, this can be a warning that there is intruders or it can help guide strayed